South Atlantic Bancshares, Inc. is the bank holding company for South Atlantic Bank, which provides consumer and commercial banking products and services to individuals, small businesses, and corporations in South Carolina. The company offers a variety of accounts, including checking, money market, and savings accounts, as well as certificates of deposit, individual retirement accounts, and health savings accounts. It provides personal, auto, and recreational loans, along with home equity loans, ready reserve overdraft lines of credit, and commercial lending products. Additionally, the company offers credit cards. South Atlantic Bancshares, Inc. also provides cash management and merchant card services, remote deposit capture, automated clearing house services, and online, mobile, and telephone banking services. Customers can access personal and business checks, mortgage products and services, and wealth management services. The company operates offices in Myrtle Beach, Carolina Forest, North Myrtle Beach, Murrells Inlet, Pawleys Island, Georgetown, Mount Pleasant, Charleston, Bluffton, Hilton Head Island, and Beaufort, South Carolina. South Atlantic Bancshares, Inc. was founded in 2007 and is headquartered in Myrtle Beach, South Carolina.