XTM Inc., a fintech innovator, provides disseminating earned wages and gratuities access to service workers in the hospitality and personal care, and staffing industries. It offers AnyDay, an all-in-one automated payments tech stack for people who want to prioritize their people. In addition, it provides visa direct and Mastercard send, pre-authorized, direct deposit, and digital banking, issuing cards, and vert credit products. The company was formerly known as Extreme Corp Makeover Inc. and changed its name to XTM Inc. in October 2006. The company was incorporated in 2005 and is headquartered in Toronto, Canada.