Beach Cities Commercial Bank provides commercial banking services to individuals and corporate companies primarily in the Southern California market. It offers personal checking accounts, money market accounts, and savings accounts; personal and commercial credit cards; business lines of credit, business term loans, equipment financing, commercial real estate financing, bridge financing, small business administration loans/lines, loan guarantees, and construction loans; treasury management services; and online and mobile banking services. The company was incorporated in 2022 and is based in Irvine, California.