Production (Stage)
C
Westport Ins Corp
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
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Capital
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Premiums
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Major Rating Factors: Weak profitability index (1.9 on a scale of 0 to 10) with modest operating losses during the first three months of 2025. Return on equity has been fair, averaging 9.8% over the past five years. History of adequate reserve strength (6.0) as reserves have been consistently at an acceptable level. Good liquidity (6.8) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors: Good overall results on stability tests (5.1) despite weak results on operational trends. Stability strengths include good historical capital adequacy and excellent risk diversification. Strong long-term capitalization index (8.6) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting improvement over results in 2022.
Stability Factors: T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Fire (12.3%), fin guar/surety (6.2%), other (81.5%)
Licensed in: All states and Canada, GU, MP, PR, VI
Principal Investments: Investment grade bonds (99.4%), non investment grade bonds (0.1%), other (0.5%)
Ratios
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2-Year Reserve Development
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Investments in Affiliates
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Corporate Info
Group Affiliation
Swiss Re AG
Investment Rating
--
Company Address
1200 Main Street
Kansas City, MO 64105
Phone Number
(816) 235-3700
NAIC Number
39845
Website
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Largest Affiliates
C
B
JEFFERSON CITY, MO - L&A
B
Kansas City, MO - P&C
A
Kansas City, MO - P&C
B
Kansas City, MO - P&C