Production (Stage)
B
Citizens Equity First Credit Union
PeoriaIL
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens Equity First Credit Union
Peoria, IL
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Rating B
Asset Quality Index 7.70
Capitalization Index 9.20
Liquidity Index 2.70
Profitability Index 3.70
Stability Index 8.40
Company Info Citizens Equity First Credit Union
Peoria, IL
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NCUA Charter Number 69
Phone Number (309) 633-3604
Website www.cefcu.com
Asset Quality Citizens Equity First Credit Union
Peoria, IL
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1-Year Asset Growth 3.27%
5-Year Asset Growth 4.80%
5-Year Charge-Offs to Average Loans 0.34%
Charge-Offs to Average Loans 0.64%
Non-Performing Assets to Assets 0.61%
Non-Performing Loans to Capital 5.19%
Non-Performing Loans to Loans 0.80%
Balance Sheet Citizens Equity First Credit Union
Peoria, IL
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Total Assets 8.33B
Total Deposits 7.23B
Capital and Reserves Citizens Equity First Credit Union
Peoria, IL
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Capital 909.28M
Leverage Ratio 11.02
Loan Loss Reserves to Loans 1.00%
Liquidity Citizens Equity First Credit Union
Peoria, IL
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Hot Money Ratio 14.02%
Liquidity Ratio 15.97%
Profitability Citizens Equity First Credit Union
Peoria, IL
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5-Year Return on Average Assets 0.66%
Net Income 24.26M
Net Interest Spread 3.63%
Operating Profit to Average Assets 1.72%
Overhead Efficiency Ratio 56.10%
Return on Assets 1.20%
Return on Equity 10.84%