Production (Stage)
B
West Virginia Central Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings West Virginia Central Federal Credit Union
Parkersburg, WV
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Rating B
Asset Quality Index 9.70
Capitalization Index 10.00
Liquidity Index 2.80
Profitability Index 8.60
Stability Index 6.30
Company Info West Virginia Central Federal Credit Union
Parkersburg, WV
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NCUA Charter Number 5961
Phone Number (304) 485-4523
Website www.wvccu.org
Asset Quality West Virginia Central Federal Credit Union
Parkersburg, WV
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1-Year Asset Growth 4.57%
5-Year Asset Growth 9.86%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.31%
Non-Performing Loans to Capital 2.49%
Non-Performing Loans to Loans 0.44%
Balance Sheet West Virginia Central Federal Credit Union
Parkersburg, WV
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Total Assets 310.07M
Total Deposits 252.53M
Capital and Reserves West Virginia Central Federal Credit Union
Parkersburg, WV
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Capital 37.62M
Leverage Ratio 12.61
Loan Loss Reserves to Loans 0.46%
Liquidity West Virginia Central Federal Credit Union
Parkersburg, WV
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Hot Money Ratio 9.62%
Liquidity Ratio 12.24%
Profitability West Virginia Central Federal Credit Union
Parkersburg, WV
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5-Year Return on Average Assets 1.22%
Net Income 2.80M
Net Interest Spread 2.64%
Operating Profit to Average Assets 1.39%
Overhead Efficiency Ratio 62.73%
Return on Assets 1.22%
Return on Equity 10.34%