Granite Federal Credit Union

Weiss Ratings	Granite Federal Credit Union Salt Lake City, UT	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	9.10
Capitalization Index	6.50
Liquidity Index	2.30
Profitability Index	2.00
Stability Index	6.60

Company Info	Granite Federal Credit Union Salt Lake City, UT	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	5612
Phone Number	(801) 288-3000
Website	www.granite.org

Asset Quality	Granite Federal Credit Union Salt Lake City, UT	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	8.84%
5-Year Asset Growth	12.06%
5-Year Charge-Offs to Average Loans	0.09%
Charge-Offs to Average Loans	0.31%
Non-Performing Assets to Assets	0.32%
Non-Performing Loans to Capital	3.40%
Non-Performing Loans to Loans	0.42%

Balance Sheet	Granite Federal Credit Union Salt Lake City, UT	Click to Compare	Click to Compare	Click to Compare
Total Assets	859.21M
Total Deposits	706.71M

Capital and Reserves	Granite Federal Credit Union Salt Lake City, UT	Click to Compare	Click to Compare	Click to Compare
Capital	76.69M
Leverage Ratio	10.04
Loan Loss Reserves to Loans	0.65%

Liquidity	Granite Federal Credit Union Salt Lake City, UT	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	25.81%
Liquidity Ratio	12.11%

Profitability	Granite Federal Credit Union Salt Lake City, UT	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.11%
Net Income	1.80M
Net Interest Spread	2.25%
Operating Profit to Average Assets	0.56%
Overhead Efficiency Ratio	80.61%
Return on Assets	0.29%
Return on Equity	3.33%