Production (Stage)
A
Sacramento Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Sacramento Credit Union
Sacramento, CA
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.30
Profitability Index 7.80
Stability Index 9.90
Company Info Sacramento Credit Union
Sacramento, CA
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NCUA Charter Number 4787
Phone Number (916) 444-6070
Website www.sactocu.org
Asset Quality Sacramento Credit Union
Sacramento, CA
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1-Year Asset Growth 17.15%
5-Year Asset Growth 11.09%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.13%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.26%
Non-Performing Loans to Loans 0.07%
Balance Sheet Sacramento Credit Union
Sacramento, CA
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Total Assets 835.25M
Total Deposits 626.24M
Capital and Reserves Sacramento Credit Union
Sacramento, CA
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Capital 108.81M
Leverage Ratio 13.07
Loan Loss Reserves to Loans 0.66%
Liquidity Sacramento Credit Union
Sacramento, CA
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Hot Money Ratio 14.10%
Liquidity Ratio 30.69%
Profitability Sacramento Credit Union
Sacramento, CA
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5-Year Return on Average Assets 1.08%
Net Income 7.47M
Net Interest Spread 2.95%
Operating Profit to Average Assets 1.23%
Overhead Efficiency Ratio 62.78%
Return on Assets 1.21%
Return on Equity 9.52%