Production (Stage)
| Weiss Ratings |
KeyPoint Credit Union
San Jose, CA |
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| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 4.80 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 1.50 | |||
| Stability Index | 4.00 | |||
| Company Info |
KeyPoint Credit Union
San Jose, CA |
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| NCUA Charter Number | 445 | |||
| Phone Number | (888) 255-3637 | |||
| Website | kpcu.com | |||
| Asset Quality |
KeyPoint Credit Union
San Jose, CA |
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| 1-Year Asset Growth | -1.98% | |||
| 5-Year Asset Growth | 5.47% | |||
| 5-Year Charge-Offs to Average Loans | 0.39% | |||
| Charge-Offs to Average Loans | 0.72% | |||
| Non-Performing Assets to Assets | 0.31% | |||
| Non-Performing Loans to Capital | 4.11% | |||
| Non-Performing Loans to Loans | 0.41% | |||
| Balance Sheet |
KeyPoint Credit Union
San Jose, CA |
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| Total Assets | 1.66B | |||
| Total Deposits | 1.33B | |||
| Capital and Reserves |
KeyPoint Credit Union
San Jose, CA |
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| Capital | 118.87M | |||
| Leverage Ratio | 9.15 | |||
| Loan Loss Reserves to Loans | 0.76% | |||
| Liquidity |
KeyPoint Credit Union
San Jose, CA |
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| Hot Money Ratio | 21.15% | |||
| Liquidity Ratio | 13.39% | |||
| Profitability |
KeyPoint Credit Union
San Jose, CA |
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| 5-Year Return on Average Assets | 0.59% | |||
| Net Income | 4.36M | |||
| Net Interest Spread | 2.73% | |||
| Operating Profit to Average Assets | 0.44% | |||
| Overhead Efficiency Ratio | 85.38% | |||
| Return on Assets | 0.35% | |||
| Return on Equity | 5.13% | |||