Y-12 Federal Credit Union

Weiss Ratings	Y-12 Federal Credit Union Oak Ridge, TN	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	10.00
Capitalization Index	9.10
Liquidity Index	1.70
Profitability Index	8.90
Stability Index	5.00

Company Info	Y-12 Federal Credit Union Oak Ridge, TN	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	440
Phone Number	(865) 482-1043
Website	y12fcu.org

Asset Quality	Y-12 Federal Credit Union Oak Ridge, TN	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	11.56%
5-Year Asset Growth	10.41%
5-Year Charge-Offs to Average Loans	0.33%
Charge-Offs to Average Loans	0.48%
Non-Performing Assets to Assets	0.19%
Non-Performing Loans to Capital	1.68%
Non-Performing Loans to Loans	0.22%

Balance Sheet	Y-12 Federal Credit Union Oak Ridge, TN	Click to Compare	Click to Compare	Click to Compare
Total Assets	2.15B
Total Deposits	1.69B

Capital and Reserves	Y-12 Federal Credit Union Oak Ridge, TN	Click to Compare	Click to Compare	Click to Compare
Capital	228.88M
Leverage Ratio	11.51
Loan Loss Reserves to Loans	0.91%

Liquidity	Y-12 Federal Credit Union Oak Ridge, TN	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	19.07%
Liquidity Ratio	3.75%

Profitability	Y-12 Federal Credit Union Oak Ridge, TN	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.47%
Net Income	20.86M
Net Interest Spread	3.72%
Operating Profit to Average Assets	1.47%
Overhead Efficiency Ratio	64.26%
Return on Assets	1.40%
Return on Equity	12.95%