Production (Stage)
E
Vicinity Credit Union
ChicagoIL
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Vicinity Credit Union
Chicago, IL
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Rating E
Asset Quality Index 6.10
Capitalization Index 0.70
Liquidity Index 5.50
Profitability Index 1.40
Stability Index 1.00
Company Info Vicinity Credit Union
Chicago, IL
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NCUA Charter Number 4161
Phone Number (773) 376-6000
Website vicinitycreditunion.com
Asset Quality Vicinity Credit Union
Chicago, IL
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1-Year Asset Growth -10.29%
5-Year Asset Growth 2.01%
5-Year Charge-Offs to Average Loans 1.05%
Charge-Offs to Average Loans 1.71%
Non-Performing Assets to Assets 0.60%
Non-Performing Loans to Capital 13.13%
Non-Performing Loans to Loans 1.54%
Balance Sheet Vicinity Credit Union
Chicago, IL
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Total Assets 263.79M
Total Deposits 205.49M
Capital and Reserves Vicinity Credit Union
Chicago, IL
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Capital 10.61M
Leverage Ratio 8.16
Loan Loss Reserves to Loans 1.41%
Liquidity Vicinity Credit Union
Chicago, IL
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Hot Money Ratio 4.77%
Liquidity Ratio 30.46%
Profitability Vicinity Credit Union
Chicago, IL
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5-Year Return on Average Assets 0.05%
Net Income -23.00K
Net Interest Spread 2.82%
Operating Profit to Average Assets 0.20%
Overhead Efficiency Ratio 93.11%
Return on Assets -0.03%
Return on Equity -0.92%