Appalachian Community Federal Credit Union

Weiss Ratings	Appalachian Community Federal Credit Union Kingsport, TN	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	7.80
Capitalization Index	7.60
Liquidity Index	0.90
Profitability Index	1.70
Stability Index	5.80

Company Info	Appalachian Community Federal Credit Union Kingsport, TN	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	4106
Phone Number	(423) 378-3778
Website	www.myacfcu.org

Asset Quality	Appalachian Community Federal Credit Union Kingsport, TN	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	1.06%
5-Year Asset Growth	-6.09%
5-Year Charge-Offs to Average Loans	0.73%
Charge-Offs to Average Loans	0.22%
Non-Performing Assets to Assets	0.59%
Non-Performing Loans to Capital	5.56%
Non-Performing Loans to Loans	0.53%

Balance Sheet	Appalachian Community Federal Credit Union Kingsport, TN	Click to Compare	Click to Compare	Click to Compare
Total Assets	168.94M
Total Deposits	150.12M

Capital and Reserves	Appalachian Community Federal Credit Union Kingsport, TN	Click to Compare	Click to Compare	Click to Compare
Capital	16.63M
Leverage Ratio	11.14
Loan Loss Reserves to Loans	0.95%

Liquidity	Appalachian Community Federal Credit Union Kingsport, TN	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	31.81%
Liquidity Ratio	7.35%

Profitability	Appalachian Community Federal Credit Union Kingsport, TN	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.49%
Net Income	467.00K
Net Interest Spread	3.73%
Operating Profit to Average Assets	0.55%
Overhead Efficiency Ratio	89.62%
Return on Assets	0.37%
Return on Equity	3.80%