Production (Stage)
B
Caro Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Caro Federal Credit Union
Columbia, SC
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Rating B
Asset Quality Index 9.10
Capitalization Index 10.00
Liquidity Index 3.00
Profitability Index 2.70
Stability Index 8.20
Company Info Caro Federal Credit Union
Columbia, SC
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NCUA Charter Number 4060
Phone Number (803) 227-5555
Website www.smartcaro.org
Asset Quality Caro Federal Credit Union
Columbia, SC
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1-Year Asset Growth 8.34%
5-Year Asset Growth 5.48%
5-Year Charge-Offs to Average Loans 0.44%
Charge-Offs to Average Loans 0.39%
Non-Performing Assets to Assets 0.45%
Non-Performing Loans to Capital 3.33%
Non-Performing Loans to Loans 0.61%
Balance Sheet Caro Federal Credit Union
Columbia, SC
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Total Assets 133.40M
Total Deposits 101.20M
Capital and Reserves Caro Federal Credit Union
Columbia, SC
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Capital 17.04M
Leverage Ratio 14.59
Loan Loss Reserves to Loans 1.01%
Liquidity Caro Federal Credit Union
Columbia, SC
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Hot Money Ratio 5.39%
Liquidity Ratio 11.69%
Profitability Caro Federal Credit Union
Columbia, SC
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5-Year Return on Average Assets 0.84%
Net Income 484.00K
Net Interest Spread 4.93%
Operating Profit to Average Assets 0.69%
Overhead Efficiency Ratio 87.62%
Return on Assets 0.49%
Return on Equity 4.01%