Production (Stage)
| Weiss Ratings |
Mirastar Federal Credit Union
San Jose, CA |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 5.40 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 5.40 | |||
| Stability Index | 5.30 | |||
| Company Info |
Mirastar Federal Credit Union
San Jose, CA |
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| NCUA Charter Number | 4036 | |||
| Phone Number | (408) 282-0700 | |||
| Website | www.mirastarfcu.org | |||
| Asset Quality |
Mirastar Federal Credit Union
San Jose, CA |
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| 1-Year Asset Growth | 0.15% | |||
| 5-Year Asset Growth | 5.78% | |||
| 5-Year Charge-Offs to Average Loans | 0.30% | |||
| Charge-Offs to Average Loans | 0.57% | |||
| Non-Performing Assets to Assets | 0.46% | |||
| Non-Performing Loans to Capital | 5.85% | |||
| Non-Performing Loans to Loans | 0.82% | |||
| Balance Sheet |
Mirastar Federal Credit Union
San Jose, CA |
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| Total Assets | 983.54M | |||
| Total Deposits | 867.46M | |||
| Capital and Reserves |
Mirastar Federal Credit Union
San Jose, CA |
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| Capital | 75.20M | |||
| Leverage Ratio | 9.65 | |||
| Loan Loss Reserves to Loans | 0.58% | |||
| Liquidity |
Mirastar Federal Credit Union
San Jose, CA |
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| Hot Money Ratio | 10.30% | |||
| Liquidity Ratio | 24.35% | |||
| Profitability |
Mirastar Federal Credit Union
San Jose, CA |
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| 5-Year Return on Average Assets | 0.44% | |||
| Net Income | 4.84M | |||
| Net Interest Spread | 4.17% | |||
| Operating Profit to Average Assets | 1.01% | |||
| Overhead Efficiency Ratio | 77.31% | |||
| Return on Assets | 0.67% | |||
| Return on Equity | 9.95% | |||