Production (Stage)
| Weiss Ratings |
MyPoint Credit Union
San Diego, CA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 6.60 | |||
| Liquidity Index | 1.70 | |||
| Profitability Index | 1.90 | |||
| Stability Index | 5.90 | |||
| Company Info |
MyPoint Credit Union
San Diego, CA |
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| NCUA Charter Number | 222 | |||
| Phone Number | (858) 495-3400 | |||
| Website | www.mypointcu.com | |||
| Asset Quality |
MyPoint Credit Union
San Diego, CA |
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| 1-Year Asset Growth | -8.83% | |||
| 5-Year Asset Growth | 5.85% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.13% | |||
| Non-Performing Assets to Assets | 0.07% | |||
| Non-Performing Loans to Capital | 0.75% | |||
| Non-Performing Loans to Loans | 0.08% | |||
| Balance Sheet |
MyPoint Credit Union
San Diego, CA |
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| Total Assets | 626.83M | |||
| Total Deposits | 551.96M | |||
| Capital and Reserves |
MyPoint Credit Union
San Diego, CA |
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| Capital | 56.98M | |||
| Leverage Ratio | 9.19 | |||
| Loan Loss Reserves to Loans | 0.32% | |||
| Liquidity |
MyPoint Credit Union
San Diego, CA |
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| Hot Money Ratio | 17.64% | |||
| Liquidity Ratio | 7.12% | |||
| Profitability |
MyPoint Credit Union
San Diego, CA |
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| 5-Year Return on Average Assets | 0.41% | |||
| Net Income | 1.20M | |||
| Net Interest Spread | 3.29% | |||
| Operating Profit to Average Assets | 0.33% | |||
| Overhead Efficiency Ratio | 91.09% | |||
| Return on Assets | 0.25% | |||
| Return on Equity | 2.83% | |||