E M O T Federal Credit Union

Weiss Ratings	E M O T Federal Credit Union Abilene, TX	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	10.00
Capitalization Index	10.00
Liquidity Index	7.20
Profitability Index	7.80
Stability Index	5.70

Company Info	E M O T Federal Credit Union Abilene, TX	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1954
Phone Number	(325) 673-3728
Website	--

Asset Quality	E M O T Federal Credit Union Abilene, TX	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-7.05%
5-Year Asset Growth	-2.48%
5-Year Charge-Offs to Average Loans	0.27%
Charge-Offs to Average Loans	0.82%
Non-Performing Assets to Assets	0.09%
Non-Performing Loans to Capital	0.22%
Non-Performing Loans to Loans	0.29%

Balance Sheet	E M O T Federal Credit Union Abilene, TX	Click to Compare	Click to Compare	Click to Compare
Total Assets	9.13M
Total Deposits	5.59M

Capital and Reserves	E M O T Federal Credit Union Abilene, TX	Click to Compare	Click to Compare	Click to Compare
Capital	3.48M
Leverage Ratio	38.13
Loan Loss Reserves to Loans	3.33%

Liquidity	E M O T Federal Credit Union Abilene, TX	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	69.42%

Profitability	E M O T Federal Credit Union Abilene, TX	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.01%
Net Income	85.00K
Net Interest Spread	3.48%
Operating Profit to Average Assets	1.22%
Overhead Efficiency Ratio	55.23%
Return on Assets	1.21%
Return on Equity	3.30%