Production (Stage)
C
Hudson Valley Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Hudson Valley Credit Union
Poughkeepsie, NY
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Rating C
Asset Quality Index 8.40
Capitalization Index 4.50
Liquidity Index 3.40
Profitability Index 4.90
Stability Index 5.20
Company Info Hudson Valley Credit Union
Poughkeepsie, NY
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NCUA Charter Number 177
Phone Number (845) 463-3011
Website www.hvcu.org
Asset Quality Hudson Valley Credit Union
Poughkeepsie, NY
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1-Year Asset Growth 8.52%
5-Year Asset Growth 7.43%
5-Year Charge-Offs to Average Loans 0.64%
Charge-Offs to Average Loans 0.53%
Non-Performing Assets to Assets 0.33%
Non-Performing Loans to Capital 4.49%
Non-Performing Loans to Loans 0.53%
Balance Sheet Hudson Valley Credit Union
Poughkeepsie, NY
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Total Assets 7.44B
Total Deposits 6.46B
Capital and Reserves Hudson Valley Credit Union
Poughkeepsie, NY
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Capital 507.59M
Leverage Ratio 11.16
Loan Loss Reserves to Loans 0.85%
Liquidity Hudson Valley Credit Union
Poughkeepsie, NY
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Hot Money Ratio 21.08%
Liquidity Ratio 15.28%
Profitability Hudson Valley Credit Union
Poughkeepsie, NY
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5-Year Return on Average Assets 0.82%
Net Income 23.53M
Net Interest Spread 3.13%
Operating Profit to Average Assets 0.77%
Overhead Efficiency Ratio 78.81%
Return on Assets 0.43%
Return on Equity 7.10%