Production (Stage)
| Weiss Ratings |
Excite Credit Union
San Jose, CA |
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| Rating | ||||
| Asset Quality Index | 6.00 | |||
| Capitalization Index | 2.00 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 0.60 | |||
| Stability Index | 2.80 | |||
| Company Info |
Excite Credit Union
San Jose, CA |
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| NCUA Charter Number | 1723 | |||
| Phone Number | (408) 265-7322 | |||
| Website | excitecu.org | |||
| Asset Quality |
Excite Credit Union
San Jose, CA |
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| 1-Year Asset Growth | -7.41% | |||
| 5-Year Asset Growth | 7.63% | |||
| 5-Year Charge-Offs to Average Loans | 0.58% | |||
| Charge-Offs to Average Loans | 1.44% | |||
| Non-Performing Assets to Assets | 0.80% | |||
| Non-Performing Loans to Capital | 14.06% | |||
| Non-Performing Loans to Loans | 0.94% | |||
| Balance Sheet |
Excite Credit Union
San Jose, CA |
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| Total Assets | 653.12M | |||
| Total Deposits | 568.70M | |||
| Capital and Reserves |
Excite Credit Union
San Jose, CA |
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| Capital | 31.78M | |||
| Leverage Ratio | 6.79 | |||
| Loan Loss Reserves to Loans | 1.11% | |||
| Liquidity |
Excite Credit Union
San Jose, CA |
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| Hot Money Ratio | 10.44% | |||
| Liquidity Ratio | 9.72% | |||
| Profitability |
Excite Credit Union
San Jose, CA |
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| 5-Year Return on Average Assets | 0.67% | |||
| Net Income | -10.62M | |||
| Net Interest Spread | 3.55% | |||
| Operating Profit to Average Assets | -0.95% | |||
| Overhead Efficiency Ratio | 122.15% | |||
| Return on Assets | -2.08% | |||
| Return on Equity | -40.56% | |||