Production (Stage)
The Credit Union For All
Major Rating Factors:
A current level of 18.7 percent of nonperforming loans to core capital combined with 4.8 percent from a year earlier contributes to the Fair asset quality (4.7). Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.5 has resulted in Fair (3.8) profitability.
Other Rating Factors:
Good liquidity 5.1, driven by a liquidity ratio of 36.4 percent and a “hot money” ratio of 13.7 percent. Good current capitalization (5.0 on a scale of 0 to 10) based on a net capital to total assets of 7.4 and a net worth ratio of 0.0.
Asset Mix:
Consumer loans (41%), home mtgs (7%), other (52%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1811 Eastland Drive
Bloomington, IL 61704
Bloomington, IL 61704
Phone Number
(309) 661-1166
NCUA Charter Number
Website
Largest Competitors
Chicago, IL
Bloomington, IL
Bloomington, IL
Bloomington, IL
Bloomington, IL