Production (Stage)
Major Rating Factors:
Fair current capitalization (3.3 on a scale of 0 to 10) based on a net capital to total assets of 5.6 and a net worth ratio of 0.0.
Other Rating Factors:
Weak liquidity 1.8, driven by a liquidity ratio of 5.9 percent and a “hot money” ratio of 32.3 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.3 on a scale of 0 to 10).
Asset Mix:
Home mtgs (24%), consumer loans (12%), other (65%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
120 Motor Parkway
Hauppauge, NY 11788
Hauppauge, NY 11788
Phone Number
(631) 851-1100
NCUA Charter Number
Website
Largest Competitors
Bethpage, NY
Hauppauge, NY
Rochester, NY
Hauppauge, NY
Hauppauge, NY